Sometime Sunday we’ll roll out yet another series of Activity Requests for your participation and just like this message it will simply be deleted by many members without even opening it up. In some cases there was apathy and lute warm commitment from the beginning but in far more instances it is just burnout. How do we know this? Simple, we’re just like you . . . we have a life, a family, a job, we enjoy springtime and we’d rather be doing something else than pushing for passage of HR3149. We’re private citizens and don’t work for some member of Congress, nor are we some perky cheerleader types that were looking for something to cheer for when we came across HR3149. We’re not your leader, but instead we’re your contemporary working for the same thing you’re working for. About once a week we hit the wall and say to ourselves, ‘let’s just give up,’ but then something like this week’s NYT article (linked below) arrives (1+ M readers), or we get a message of encouragement from a member, or just a good old stubborn streak inside of us says ‘hell no we won’t quit, not now, not ever until all Americans are protected from workplace discrimination based upon their personal credit reports.’ NYT Article: http://www.nytimes.com/2010/04/10/business/10credit.html
We wouldn’t fight if we didn’t know we can win, nor would we expect you to fight. Here’s how we know we can win: similar legislation is already law in three states and in every single survey and in comments to articles 90 percent of “the people” support the legislation. The vast majority of that 90 percent have good credit and “no dog in the fight,” but when you consider that in July ’09, long before the economic collapse, 70+ million Americans had issues with “bad credit.” Hello! We only have 308 million Americans and 99 million are under 19 or older than 75. That leaves only 209 million potentially impacted by workplace discrimination based upon credit reports. If 1/3 of this 209 million was suffering from “bad credit” long before the economic collapse, what do you think the number is now with 8+ million lost jobs and a 9.7% rate of unemployment (15+ M people)? The percentage of the impacted population could very easily be 50% or even higher. Here are some very good clues and indicators:
* 379,000 Bankruptcies Filed Q1, 2010, (17 percent increase over Q1, 2009 during a year in a year which they soared upward by 32%)
* 35% Increase in Foreclosures (6,000+ per day) and a 16% Increase in Foreclosure Notices Q1, 2010 (over Q1, 2009) and 1 in every 4 Homes in America are at least 10+ % “underwater” (a.k.a. upside down).
* Consumers shedding debts by defaulting on loans is rampant and growing fast. Debt still averages nearly $45,000 per American, or about 122% of disposable income. Most analysts believe a “sustainable” debt load is around 100% of disposable income which means the hemorrhaging and loan defaults have just begun.
So what’s our point . . . WE HAVE THE NUMBERS TO WIN! Even if you were to subtract out all Americans who still have good credit and with “no dog in the fight” we still have the numbers to win. During an election year, at least, numbers will beat the corporate money we’re fighting against.
While we are unrelenting in trying to encourage you to recruit new members to our Facebook group and we continue to add like minded groups to our cause, winning actually comes down to one single obstacle . . . NO ONE KNOWS THIS LEGISLATION EXISTS! That’s why we push so hard and so often for media exposure. Once “the people” know the legislation exists, we win! It’s almost just that simple. When we began this group back in mid November, there was virtually ZERO media coverage whatsoever anywhere, but largely due to our efforts that has changed with the recent NYT article, AP article, MSNBC article and coverage on talk radio and on blogs. Now hardly a day passes without some coverage somewhere in the media. We’ve made huge progress and every blip of coverage adds that many more people to the cause. What’s more, every blip adds to the snowball and makes more coverage that much easier. Every week that passes we see the frequency increase in small increments, but it doesn’t happen by chance or magic. It’s because of you and you alone are working both within and outside our group to demonstrate there is a demand for coverage. The more e-mails, etc. the media get, the more often they get them, the more they cover the story . . . it’s not rocket science!
Your e-mails, letters and phone calls count, ever single one of them . . . don’t assume that other members will do your job because they may be assuming the exact same thing. At every turn in this game it’s about the numbers and only about the numbers when it comes to commanding attention and winning. Never say die, never give in by making your membership in our group count and your voice heard relentlessly and we will win . . . we have the numbers of Americans behind us we just have to get them informed.