Thursday, November 12, 2009

Basis of Platform for Passage

1) American citizens are guaranteed the right to privacy by the Bill of Rights and accessing credit reports for hiring and promotion decisions is an unwarrated invasion of the privacy guaranteed by our founding fathers within the Bill or Rights.

2) Credit reporting was originally created solely for evaluating the risks of issuing loans and credit to individuals and was never intended to be highjacked by employers to violate our right to privacy or to discriminate against job applicants or employees seeking promotions.

3) Criminal backgound checks are well within the scope of hiring evaluations and are completely adequate for making hiring and promotion decisions without spying into an individual's credit report.

4) At at time where identity theft is the fastest growing crime in the U.S. and 75% of credit reports already contain errors the unemployed cannot be additionally burdened with the months and years it typically requires to correct a credit reort error before they can "qualify" to become re-employed.

5) Employers are actually increasing the use of credit reports for employment evaluations at a time when 17.5% (16+ M) of Americans are unemployed, 1 in 4 children and 50 M Americans are starving unable to worry about a late payment to the utility company. Such draconian scrutiny is being applied by employers during a period when more than 14% of American homeowners are either in foreclosure or at least a month behind on their mortgage payments (as of Sep. 30, '09). Lose your job, lose your home, lose your right to work.

6) Privacy of an individual's medical records are protected by law in HIPPA legislation and the same should be true for credit reports when it comes to employment and promotions. How quickly would corporate American discriminate against someone with a terminal illness if they only could? What's the difference between that discrimination and credit discrimination? Nothing whatsoever! Unfair and unjust workplace discrimination should be against the law. Period!

7) Being forced by an employer to give access to a credit report for hiring and promotion purposes is a gross invasion of privacy, demeaning, intrusive and the ultimate in "big brother" control over the American worker.

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